Andrew Smith, Director, The Insolvency Panel Ltd (TIP – a social enterprise)
Phil is the quiet voice of reason you can’t ignore.
I’ve sat in many forums, meetings and round tables where Phil has made parties with conflicting agendas find some common purpose.
He is immensely knowledgeable about people with money worries. And he is a strong advocate who bases his arguments on knowledge rather than opinion.
Phill has worked on the development of financial capability policy and at the highest level. I would highly recommend him.